Our Policies

LEGAL INFORMATION

This website is provided by Generali Asset Management S.p.A. Società di gestione del risparmio (hereinafter “Generali Asset Management” or “Generali AM”), and is considered as a marketing communication and financial promotion related to the products and services of Generali Asset Management.

Generali Asset Management is one of the asset management companies of Generali Group with its registered office at 34132, Trieste, 4, via Machiavelli, Italy, enrolled at no. 18 in the Bank of Italy’s Register of UCITS management companies and at no. 22 of the alternative investments fund managers established pursuant to article 35 of the Italian Legislative Decree no. 58 of 24 February 1998 and subject to the direction and coordination of Generali Investments Holding S.p.A..

By accessing this Site (the ‘Site‘), you agree to be bound by the following terms and conditions (the ‘Terms‘). Before using this Site, you should read carefully the Terms and also our ‘Privacy and Cookie Policy’.

This Site is directed to persons residing in the jurisdictions where Generali AM is authorized and its financial products are authorized for distribution or where such an authorization will not be requested. More specifically, this website is not intended for use by residents or citizens of the United States of America, or "US Persons" as defined in "Regulation S" of the Securities and Exchange Commission under the US Securities Act of 1933. The definition of "US Persons" is provided below. The term "US Person" refers to: (a) any natural person resident in the United States of America; (b) any partnership or public limited company incorporated or registered under applicable US law; (c) any property (or "trust") of which the executor or administrator is a US Person; (d) any trust in which one of the trustees is a "US Person"; (e) any agency or branch of a non-US entity located in the United States of America; (f) any non-discretionary account (other than an asset or trust) managed by a financial intermediary or any other authorised representative, incorporated or (in the case of natural persons) resident in the United States of America; (g) any discretionary account (other than an asset or trust) maintained by a financial intermediary or any other authorised representative, whether incorporated or (in the case of natural persons) resident in the United States of America; and (h) any partnership or joint stock company, if (i) incorporated under the law of a country other than the United States of America and (ii) formed by a US Person primarily for the purpose of investing in transferable securities not registered under the US Securities Act of 1933, as amended, unless it is incorporated or registered and held by "Accredited Investors" (as defined in "Rule 501(a)" of the Act of 1933, as amended) other than natural persons, assets or trusts. This restriction also applies to residents and citizens of the United States of America and "US Persons" who may visit or access this site while travelling or residing outside the United States of America.

 

COOKIES POLICY 

Effective from 30/06/2023

Generali Asset Management S.p.A. SGR (hereinafter referred to as “Generali AM” or “Company”), with registered office in Trieste, at Via Machiavelli 4, intends to provide, as the data controller, information to users (hereinafter referred to as “you” or “your”) of the website www.generali-am.com (hereinafter, the “Site”) regarding the use of cookies on the Site.

Se desiderate contattare la Società o esercitare un diritto rispetto al trattamento dei vostri dati personali, potete utilizzare:

·       the postal address: Generali Asset Management S.p.A. SGR, Via Machiavelli 4, 34132 Trieste, or

·       the email address: privacy.Generali-AM@generali.com.

For any questions or to exercise a right regarding the processing of your personal data, you can contact our Data Protection Officer at the following contacts:

by regular mail at the address: Generali Asset Management S.p.A. SGR, Via Machiavelli n. 4, 34132 Trieste, attention to the Data Protection Officer, or

·       by email at the address: DPO.Generali-AM@generali.com.

GENERALI AM may change this cookie policy from time to time, also following any changes to the applicable regulations. The latest updated version of the document will always be available for consultation on the Site.

 

Definitions

Cookies are typically text strings that websites (so-called publishers or "first parties") visited by the user, or different websites or web servers (so-called "third parties"), place and store within a user's terminal device (so-called "active identifiers"). On each subsequent visit, the browser sends these cookies to the site that originated them or to a different site.

Storing certain information through cookies enables users to navigate online easily and quickly and constitutes the processing of personal data.

Cookies have different characteristics and are used for different purposes. They can be distinguished based on the following three criteria:

 

A. The entity that installs them:

·       First-party cookies: Installed directly by the company that owns the visited website, through the website itself.

·       Third-party cookies: Installed, through the visited website, by third parties other than the company that owns the website.

B. The duration of the period they remain active:

·       Session cookies: Cookies that store necessary information during the browsing session and are deleted when the browser is closed.

·       Persistent cookies: Cookies stored on the user's hard drive, and the website reads them each time the user reconnects to the site. A persistent cookie has a specific expiration date, after which it stops functioning.

C. The purposes pursued:

·       Technical cookies: Used solely for "the transmission of a communication over an electronic communications network, or insofar as this is strictly necessary for the provider of an information society service explicitly requested by the subscriber or user to provide this service" (cf. Article 122, paragraph 1 of Legislative Decree 196/2003 and subsequent amendments). To be installed, they do not require consent as they are strictly necessary for the functioning of the sites.

·       Analytical cookies: Used to obtain statistical information, generally in non-aggregated form, about the number of users accessing one or more sites or using them. To be installed, they require consent as they are not strictly necessary for the functioning of the sites.

·       Profiling cookies: Used to track the profiles of site users to display advertisements on visited sites that may be of interest due to alignment with the tastes and consumption habits of different users. To be installed, they require consent as they are not strictly necessary for the functioning of the sites.

Similar functions can be performed by other tools that, while using a different technology (so-called "passive identifiers"), allow for treatments similar to those carried out through cookies.

Types of Cookies Used by the Site

Generali AM's website uses both technical cookies and analytical cookies from both first and third parties.

Generali AM does not aim to track individual users or identify them, but primarily uses cookies to obtain useful information about the ways in which the site is used, with the goal of constantly improving user experience.

In any case, it is possible to avoid the installation of cookies by modifying the settings of the browser in use, as explained in the relevant menu, which is different for each browser. To understand how to set cookies, it is recommended to consult the instructions of the most commonly used browser providers, available at the following links:

·       Chrome: Chrome Cookie Help Page

·       Firefox: Firefox Cookie Help Page

·       Edge: Edge Cookie Help Page

·       Safari: Safari Cookie Help Page

Alternatively, you can visit the website www.aboutcookie.org for a comprehensive guide on setting cookies in a wide range of desktop browsers.

A. Technical Cookies

Generali AM uses technical cookies solely for the purpose of allowing you to visit the site and use its various functions. Specifically, the company uses:

·       Navigation cookies: Ensure the normal use of the site and are generally session cookies that are automatically deleted when the browser is closed.

·       Functionality cookies: Allow you to navigate the site based on a set of selected criteria (such as language or country of origin) to improve the use of the services offered by the site. These are persistent cookies that remain on your computer even after the browser is closed until their expiration date (typically ranging from two months to two years) or until you delete them.

Technical cookies are used exclusively for the purposes described in this paragraph. The site uses the technical cookies listed below.

Cookie table

The installation of technical cookies does not require your prior consent because it is strictly necessary to ensure the correct functioning of the Site.

B. Third-Party Analytical Cookies

The Site uses analytical cookies from Google Analytics, allowing the Company to collect statistical information, exclusively in aggregated form, about the usage of the Site, such as the number of users accessing it and the most frequently visited pages.

The analytical cookies from Google in use do not allow the identification of users since the IP address associated with the cookie is anonymized before being sent to Google. The entire IP address is never collected or stored on either Google's systems or ours.

Below is a list of the analytical cookies currently used by the Site.

Cookie table

The installation of third-party analytical cookies requires your prior consent. To this end, when you access the Site, a banner is displayed informing you that the Site uses third-party analytical cookies. By clicking "Accept," you are providing your free and informed consent to the installation of these cookies. The Company will track your consent through a specific technical cookie, ensuring that consent is not requested again on each subsequent visit to the Site.

You can block the storage of analytical cookies at any time without affecting your ability to visit the Site. To learn how to block the storage of analytical cookies, you can read information about third-party cookies by clicking on the links provided in the table above.

C. Marketing Cookies

The Site uses marketing cookies (also known as targeting cookies) to track users visiting the Site, aiming to present relevant and engaging advertising to individual users, which consequently holds more value for publishers and third-party advertisers.

Below is a list of marketing cookies currently used by the Site.

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Marketing Cookie Consent and Rights Exercise:

The installation of marketing cookies requires your explicit consent. To this end, when you access the Site, a banner is displayed, informing you that the Site uses marketing cookies. By clicking "Accept," you are freely and knowingly giving your consent to the installation of these cookies. The Company tracks your consent through a specific technical cookie to avoid asking for your consent again during each subsequent visit to the Site.

You can block the storage of marketing cookies at any time without affecting your ability to visit the Site. To learn how to block the storage of marketing cookies, you can refer to the information on marketing cookies by clicking on the links provided in the table above.

Exercise of Rights:

Even concerning the processing of personal data through the installation of cookies, you can exercise the following rights:

Right of Access: You can ask the Company to access your personal data to find out, for example, which data the Company is currently processing.

Right of Rectification: You can ask the Company to correct personal data that is inaccurate or incomplete.

Right to Erasure: You can request the deletion of personal data under specific circumstances.

You can request the Company to delete your personal data in the following circumstances:

• Personal data is no longer necessary for the purposes for which it was collected or otherwise processed.

• You have revoked consent to the processing, or there are no other legal grounds for the processing.

• You object to the automated processing of your personal data, and there are no other legal grounds for the processing.

• Personal data has been processed unlawfully.

• Personal data must be erased in compliance with a legal obligation of the European Union or Italy to which the Company is subject.

• Personal data has been collected in relation to the offer of information society services.

Right to Restriction: You can request the Company to limit the processing of your personal data in the following circumstances:

• You have contested the accuracy of personal data, and you request the Company to limit the processing for the period necessary to verify the accuracy of your personal data.

• The processing is unlawful, and instead of deleting the personal data, you request the Company to limit the processing of personal data.

• The Company no longer needs to process your personal data for the above purposes, but such data is necessary for the establishment, exercise, or defense of a legal claim.

Right to Data Portability: You can request the Company to transfer the personal data you provided to another company or organization and/or receive your personal data in a structured, commonly used, and machine-readable format.

Finally, if your personal data has been transferred outside the European Economic Area, you have the right to obtain a copy of such data or information about where it has been made available.

These rights can be exercised by contacting the Data Protection Officer at the above-mentioned contacts. The Company will not charge any fees for tasks resulting from your request unless the request is manifestly unfounded or excessive.

Right to Lodge a Complaint:

If you detect irregularities in the processing of your personal data, you have the right to lodge a complaint with the Italian Data Protection Authority (Garante per la protezione dei dati personali). You can find the procedures for submitting a complaint on the Authority's website: https://www.garanteprivacy.it/diritti/come-agire-per-tutelare-i-tuoi-dati-personali/reclamo.

Additionally, you have the right to lodge a complaint with the supervisory authority of the European Union member state where you reside, work, or where the alleged violation is assumed to have occurred. The contact details for the supervisory authorities of the European Union member states can be found at the following link: https://edpb.europa.eu/about-edpb/board/members_en

 

PRIVACY NOTICE IN COMPLIANCE WITH ARTICLES 13 AND 14 OF REGULATION (EU) 2016/679

Effective from 01.10.2024

Generali Asset Management S.p.A. (hereinafter "GenAM", "Generali AM", or "We"), as the Data Controller, protects the confidentiality, protection, and security of personal data processed during the navigation of the website www.generali-am.com (the "Website").
Therefore, users (hereinafter "You") of the Website are informed that during navigation, GenAM will mainly collect the information necessary to allow You to select Your type of investor and country of residence as well as to request support regarding GenAM services or products. For the remaining browsing sections, Your experience on the Website will remain almost anonymous.
Unless otherwise specified, this privacy notice does not apply: (i) to personal data processing activities carried out by Generali AM through means other than the Website (e.g. information collected offline)  (ii) to processing activities carried out by other companies of the Generali Group on websites that You may access via links on the Website. For information on how other companies of the Generali Group process personal data through their websites, please refer to the respective privacy notices available there.
We may change this privacy notice from time to time following the introduction of new regulations and/or sector provisions. The updated version of this privacy notice will always be available on this Website for consultation.

1. Which company will process the information related to you?
Generali AM processes the information related to you as the Data Controller under Regulation (EU) 2016/679 (hereinafter "GDPR"). If you wish to contact Generali AM or exercise a right related to the processing of such information, you can use the following contact details:

  • By traditional mail: Generali Asset Management S.p.A. Società di gestione del risparmio
    Via Machiavelli 4, 34132 Trieste

  • By email: Privacy.Genam@generali.com

If you wish to send questions about the processing of the information related to you to our Data Protection Officer (DPO) or exercise a right, you can use the following contact details:

  • By traditional mail: Generali Asset Management S.p.A. Società di gestione del risparmio
    Via Machiavelli 4, 34132 Trieste, to the attention of the Data Protection Officer.

  • By email: DPO.Genam@generali.com

2. For what purposes do we process the information related to you, and on what legal basis?
Generali AM will process some information related to you only to pursue the purpose and based on the legal ground set forth below

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If Generali AM wishes to process the information for purposes other than those indicated above, before starting the processing of such data, Generali AM will provide you with the necessary information, including an identification of the appropriate legal basis.
Generali AM does not process your personal data based on automated decision-making processes.

3. Categories of personal data processed
Generali Asset Management will process the information related to you only to the extent necessary to achieve the purposes indicated above. It is understood that in addition to the above, we may process additional categories of personal data related to you, as better specified below:

a. Data you voluntarily provide us when making any requests for information or assistance through the Website or using our contact details available on the Website. This data may include your name, surname, address, occupation, job title, employer/associated company, phone number, and email, as well as any other information you should provide us with when requesting information or assistance (collectively referred to as "Identification Data");
b. Browsing data related to your use of the services offered on the Website, such as IP addresses or domain names of your devices, URI (Uniform Resource Identifier) addresses of the requested resources, the time of the request, the method used to submit the request to the server, and other parameters related to your operating system and computer environment (collectively referred to as "Browsing Data"). This data may be collected through cookies installed on the Website following our Cookie Policy available at this link. The collection of Browsing Data is not aimed at identifying you and the processing of such data would is done aggregate.

4. With whom do we share the information related to you?
If personal data related to you is processed by Generali AM, such processing will involve adequate, relevant, and limited data to what is necessary concerning the purposes for which they are processed using electronic and telematic tools as well as in paper form to ensure the security, protection, and confidentiality of your personal data.
In such cases, we may transfer your personal data to the following categories of recipients:

a. Third-party suppliers and companies of the Generali Group to the extent that such companies provide assistance or consultancy services to Generali AM, including, for example, and not limited to, technological, accounting, administrative and legal services;
b. Government authorities and supervisory bodies that are entitled to access your personal data under applicable laws; and
c. Parties involved in extraordinary transactions, such as mergers and demergers, as well as other companies resulting from mergers or other operations involving Generali AM.
Your personal data will not be shared to recipients other than those listed above (letters a, b, and c) nor disclosed.

5. Where do we transfer the information related to you?
Personal data related to you and possibly processed may be transferred abroad, both within and outside the European Economic Area (EEA).
In particular, the Company’s activities may be supported by a network, cloud-based servers, and other IT infrastructures and technologies provided by third parties.
If, for technical and operational reasons, our suppliers are located in countries outside the EEA that may not guarantee an equivalent level of personal data protection as provided within the EEA, we will ensure that the level of personal data protection is adequately guaranteed through other measures, such as binding corporate rules, standard data protection clauses adopted by the European Commission, or based on specific exemptions provided by the GDPR. Further information on the countries to which personal data would be transferred and the security measures adopted can be requested by writing to: DPO.Genam@generali.com.

6. The rights you can exercise regarding the processing of personal data related to you
You can exercise the following rights by contacting us at the contact details indicated in Section 1 above:

  • Right of access:
    You can ask Generali AM to access your personal data to know, for example, what personal data related to you Generali AM is currently processing.

  • Right to rectification:
    You can ask Generali AM to correct any personal data related to you that may be inaccurate or incomplete.

  • Right to erasure:
    You can ask Generali AM to delete personal data related to you if one of the following circumstances occurs:

    • The personal data is no longer necessary for the purposes for which it was collected or otherwise processed;

    • The personal data has been unlawfully processed by GenAM; and

    • The personal data must be deleted to comply with a legal obligation under Union or Member State law to which Generali AM is subject.

  • Right to restriction of processing:
    You can ask Generali AM to limit the way it processes personal data related to you – and request only its storage – in one of the following cases:

    • Contesting the accuracy of your personal data for a period that allows Generali AM to verify the accuracy of data;

    • The processing is unlawful, and you oppose the deletion of your personal data, requesting instead the limitation of its use;

    • Generali AM no longer needs your personal data for the purposes of processing, but this data is necessary for establishing, exercising, or defending legal claims;

    • You have objected to the processing of your personal data, pending verification of whether Generali AM has overriding legitimate grounds for processing that outweigh your rights.

  • Right to data portability:
    You can ask Generali AM to transfer your personal data to another company or organization and/or receive your personal data in a structured, commonly used, and machine-readable format.
    If your personal data has been transferred outside the EEA, you also have the right to obtain a copy of such data or the indication of where it has been made available.

The rights listed above can be exercised by contacting Generali AM or our Data Protection Officer using the contact details indicated above (see Section 1). No charges will be made for activities resulting from your request unless the request is manifestly unfounded or excessive, in which case we may charge you the related costs.
When you exercise your rights, we may request personal information to verify your identity.

7. The right to object to the processing of your personal data
You have the right to object to the processing of personal data related to you and to request the cessation of processing operations based on the legitimate interest of Generali AM by contacting Generali AM and/or our Data Protection Officer using the contact details indicated above (see Section 1).

8. The right to file a complaint with the competent supervisory authority
If you believe there are irregularities in the processing of personal data related to you, you have the right to file a complaint with the Italian Data Protection Authority (Garante per la Protezione dei Dati Personali) according to the procedures indicated on the following website: https://www.garanteprivacy.it/home

You also have the right to file a complaint to the Supervisory Authority of the European Union member state where you reside, work or where such a violation is alleged to have occurred. The contact details of the supervisory authorities of European Union member states can be found at the following link: https://edpb.europa.eu/about-edpb/board/members_en.

9. How long do we keep data relating to you?

Any data relating to you that is processed will only be kept for as long as necessary to fulfill the specific purposes for which it was collected, as set out in this Privacy Policy. Specifically:

a. Browsing data will be retained for no longer than fourteen months and will be deleted immediately after it is aggregated, except in cases where government authorities and/or supervisory bodies need access to such data to carry out their functions;

b. User choices that allow you to browse the Web site based on selected criteria (e.g., language or country of origin) or to improve the services provided on the Web site, will be retained until deleted by you and, in any case, for no more than 2 years;

c. Personal data relating to you and possibly processed during your browsing experience on the Website will be retained for no more than fourteen months, unless their retention for a longer period is required by applicable laws or to establish, exercise or defend actions in court. Regarding the personal data pertaining to you and processed in response to your request submitted via the 'Contact' section of the Website, they will be retained for no longer than three months.

TERMS AND CONDITIONS

These Terms cover your use of this Site. All products and services provided by members of the Generali Group have their own terms and conditions (the ‘Product Terms’). You must read both the Product Terms and these Terms. To the extent that the Product Terms conflict with these Terms or any local sites’ terms and conditions then the Product Terms will prevail.

Please make sure you read carefully all applicable terms, conditions and disclaimers relevant to your use of the products, services or information that may be offered to you from time to time.

If any part of these Terms is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be severed from the rest of the Terms which shall continue to be valid and enforceable to the fullest extent permitted by law.

Changes to our Terms and Conditions

The information on this Site is regularly updated. Nevertheless, all information and opinions as well as prices, market valuations and calculations indicated herein may change without notice. The validity of the information provided on this Site is restricted to the point in time in which it was published and to our assessment at that point in time.  Generali Asset Management does not assume any liability for the correctness, accuracy, suitability, completeness or availability of this Site or the information contained therein.  Generali Asset Management does not assume any responsibility for any loss or damage resulting from the use of the information contained on this Site for any other than its intended purpose.  Generali Asset Management reserves the right to amend or supplement the information on this Site at any time without advance notice.

Absence of advice

The information contained on this Site does not constitute a recommendation or an offer to persons in countries in which a corresponding offer is not permissible, nor an offer to persons to whom a corresponding offer must not be made or who must not be solicited to buy Units/Shares. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision.

Investment suitability

A Fund may not be suitable or appropriate for all investors. The information does not take into account individual circumstances, investment objectives, financial situation or specific needs of the investors. The Site does not refer to any particular tax treatment. Tax regimes depend on each potential client’s own circumstances and may be subject to change in the future.

The fiscal treatment resulting from an investment in Units/Shares of UCITS depends on the situation of each investor. We recommend that investors consult their usual tax advisor.

Changes in the economic, legal or tax conditions or other events may influence the future development of the market or individual products at any time in a manner other than as described in the information provided on this Site.

Access to funds documents

The sole binding basis for the acquisition of Units is the prospectus as amended from time to time, the key information document, the relevant annual and half-yearly reports (if available) and/or the other legal required documents, which are made available before any investment decision is adopted.

All Fund documents (Prospectus, KIIDs, annual and semi-annual reports) are available in the language required by the country/-ies where the relevant product is registered at www. generali-am.com.

Paper copies of any Fund documents may be requested from the local agents of your country of residence, free of charge. The list of all local agents is available in any of our Fund prospectuses.

Performance figures

Past performances displayed on the Site are not a reliable indicator of future performance and may be misleading. There could have been a fluctuation in returns since the posting of information on this Site.

Risk considerations

The value of the units and/or shares may fall as well as rise and you may not get back the amount initially invested. Investing in a Fund involves multiple risks including the loss of capital.

The net asset value of some classes is subject to a high volatility, which may result in major latent short-term losses.

For more information about the inherent risks of any Fund or sub-fund, please read the latest version in force of the prospectus, the articles of incorporation and/or the Fund management rules, the Key Information Documents (KIDs) and the latest annual and semi-annual report. Please pay attention to the sections of the prospectus related to risks.

Costs

Please also pay attention to the costs and fees of each Fund, sub-fund and class presented in the KIIDs and in the prospectus.

COPYRIGHT

The User acknowledges explicitly that the given information remains property of Generali Asset Management S.p.A. Società di gestione del risparmio and he accepts not to alter it. No part of this website may be reproduced or transmitted for any purpose, in any form or by any means without the express written permission of the copyright owner or its legal representatives. By continuing to browse this website, you are agreeing to the terms set forth in this legal notice.

MIFID INVESTMENT PROFILES

 

It is the responsibility to those who enters into a specific area of the website, to verify its own quality and the belonging to such category.

For the purpose of this website: 

A. “Investments Firms” refers to the MiFID category of Eligible Counterparties (ECP). This category receives the lowest level of protection under MiFID and it refers to an entity to which a credit institution or an investment firm provides the services of reception and transmission of orders and/or execution of such orders and/or dealing on own account:

a. Investment Firms or other investment firms;
b. Credit institutions;
c. Insurance companies;
d. UCITS and UCITS management companies;
e. Pension funds and their management companies;
f. Other financial institutions authorized by a Member State or regulated under Community legislation or the national law of a Member State;
g. Commodity dealers and ‘locals’ on exchanges;
h. National governments and their corresponding offices, including public bodies that deal with public debt;
i. Central banks and supranational institutions.

If such clients are provided with investment advice, they will be treated as “Professional clients” instead.

B. “Institutional Investors” refers to the MiFID category of “Professional clients”, which means the entities that are not classified as an Eligible Counterparty according to MiFID but who possesses the experience, knowledge and expertise to make its own investment decisions and properly assess the risks.

In order to be considered in such category, the subject shall be:

(i) an entity authorized or regulated to operate in the financial markets, such as:

(a) Credit institutions;
(b) Investment Firms;
(c) Other authorized or regulated financial institutions;
(d) Insurance undertakings;
(e) Collective investment schemes and management companies of such schemes;
(f) Pension funds and management companies of such funds;
(g) Commodity and commodity derivatives dealers;
(h) Locals;
(i) Other institutional investors.

(ii) Large undertakings can also qualify as Professional Investors if they meet at least two of following size requirements on company basis:

1. A balance sheet total of at least EUR 20 million;
2. Net turnover of at least EUR 40 million;
3. Own capital of at least EUR 2 million.

(iii) National and regional governments, public bodies that manage public debt, central banks, international and supranational institutions such as the World Bank, the International Monetary Fund, the European Central Bank, the European Investment Bank and other similar international organizations.

(iv) Other institutional investors whose main activity is to invest in financial instruments, including entities dedicated to the securitization of assets or other financial transactions. The entities mentioned above are considered to be professionals.

This category receives a lower level of protection than Retail clients (“Private Investors” for the purpose of this website”)

C. “Private Investors” refers to the MiFID category of “Retail clients”. All the subjects that do not fall under the prior two classifications (i.e. Financial Intermediaries or Institutional Investors) have to be considered as Private Investors for the purpose of this website.

This is the classification that offers the highest level of protection and imposes more requirements in terms of communication, disclosure and transparency.

 

Gender equality index 2023

Indicator

Score

Indicator 1 - Compensation Gap

35/40

Indicator 2 - Individual increase rate gap

35/35

Indicator 3 - % of employees receiving a raise upon return from maternity leave

15/15

Indicator 4 - Number of employees of under-represented gender in the top 10 highest paid

5/10

OVERALL SCORE:

90/100

The latest views, research and investment insights from the experts at Generali Asset Management

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© Generali Asset Management S.p.A. Società di gestione del risparmio, all rights reserved. This website is provided by Generali Asset Management S.p.A. Società di gestione del risparmio (hereinafter referred to as "Generali Asset Management" or "Generali AM"), and is intended as a marketing communication and financial promotion of Generali Asset Management products and services.